We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, email address, phone number, Users may, however, visit our Site anonymously.
We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.
By using this Site, you signify your acceptance of this policy and terms of service. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.


We collect payment for annual proprty maintenance charges only from the registred members of Koyla Karmachari Grih Nirman Evam Kalyan Samiti Maryadit. We accept all major bank credit card, debit cards & net banking facilities. All transactions are secured with 256 bit encryption and 3D secure technology.


Once payment has been made which are nonrefundable for any reason. If member paid twice for one transaction, the one extra transaction amount will be adjusted in next year subsequent payment.


Transaction fees charged would not be refunded/ reversed for any refund or reversal and chargeback of any transaction”


Transaction fees charged would not be refunded/ reversed for any refund or reversal and chargeback of any transaction. Transaction fees charged would be borne by cardholder for any payment\


Admission /Application fees once paid which are nonrefundable for any reason .or any clause of Indian Council Of Philosophical Research.